What You Need to Apply for Funding
Having these documents accessible when applying will expedite lender approval and help determine your loan terms and amount.
Pro Tip
Gather all these documents before starting your application. Complete applications are processed faster and often receive better terms.
Required Documents
Social Security Number or Tax ID
RequiredYour personal SSN (for sole proprietors) or your business EIN (Employer Identification Number).
Business Licenses and Filings
RequiredArticles of incorporation, business license, DBA registration, or any relevant business formation documents.
Tax Filings
RequiredBusiness tax returns for the past 1-2 years. Personal tax returns may also be required for some loan types.
Profit/Loss Statement & Balance Sheet
RequiredCurrent financial statements showing your business's income, expenses, assets, and liabilities.
Bank Statements
RequiredThe last 3-6 months of business bank statements showing cash flow and account activity.
Additional Documents (May Be Required)
Review individual lender requirements for additional documents. The following may be requested depending on your loan type and amount:
- Government-issued photo ID (Driver's License or Passport)
- Proof of business ownership (Operating Agreement, Shareholder Certificates)
- Commercial lease agreement (if applicable)
- Business plan or use-of-funds statement
- Accounts receivable/payable aging reports
- Equipment quotes or invoices (for equipment financing)
- Collateral documentation (for secured loans)
Ready to Apply?
Got your documents ready? Start your application now and get a decision within 24 hours.
Start Application