Business Line of Credit
Flexible access to capital when you need it — draw funds on demand and only pay interest on what you use.
Understanding Business Lines of Credit
A business line of credit gives you access to a pool of funds you can draw from as needed. Unlike a term loan, you don't receive a lump sum upfront — instead, you withdraw what you need, when you need it, up to your credit limit.
What You Need
- Minimum 580 FICO score
- At least 6 months in business
- $10,000+ in monthly revenue
- Government-issued ID
- Last 3–6 months of business bank statements
- Business name and EIN
The Mooring Solutions Advantage
We make business line of credit fast, straightforward, and tailored specifically to your business.
Revolving Access
Draw funds as needed, repay, and draw again — just like a credit card.
Pay Only What You Use
Interest accrues only on the amount you've actually withdrawn.
Fast Access
Once approved, access funds instantly when opportunities arise.
Reusable Credit
As you repay, your available credit replenishes automatically.
Cash Flow Management
Perfect for seasonal businesses or bridging gaps between invoices.
Dedicated Support
Our advisors help you understand and maximize your line of credit.
Other Funding Solutions
We offer a full range of business funding products — find the one that fits your needs best.