Merchant Cash Advance
Get capital today based on your future sales — flexible repayment that adjusts to your revenue flow.
Understanding Merchant Cash Advances
A merchant cash advance (MCA) provides a lump sum of capital in exchange for a percentage of your future credit card or debit card sales. It's not a loan — it's an advance on your expected revenue, with repayment automatically adjusted to your daily sales volume.
What You Need
- No minimum credit score required
- At least 3 months in business
- $5,000+ in monthly credit card sales
- Government-issued ID
- Last 3 months of business bank statements
- Last 3 months of credit card processing statements
The Mooring Solutions Advantage
We make merchant cash advance fast, straightforward, and tailored specifically to your business.
Same-Day Funding
Get approved and funded in as little as 24 hours — sometimes same day.
Flexible Repayment
Payments automatically adjust based on your daily sales volume.
No Fixed Payments
No set monthly payment — ideal for businesses with fluctuating revenue.
Easy Approval
Approval is based on sales volume, not credit score or collateral.
No Collateral Needed
Your future sales are the collateral — no personal assets at risk.
Grow Your Business
Use funds for inventory, marketing, equipment, or any business purpose.
Other Funding Solutions
We offer a full range of business funding products — find the one that fits your needs best.