SBA Loans
Government-backed financing with competitive rates and longer repayment terms — ideal for established businesses.
Understanding SBA Loans
SBA loans are partially guaranteed by the U.S. Small Business Administration, which reduces risk for lenders and allows them to offer better rates and terms. These loans are ideal for established businesses seeking larger amounts of capital with longer repayment periods.
What You Need
- Minimum 650 FICO score
- At least 2 years in business
- Demonstrated profitability
- U.S.-based business
- Government-issued ID
- Last 2 years of business tax returns
- Personal financial statement
- Business plan (for larger amounts)
The Mooring Solutions Advantage
We make sba loans fast, straightforward, and tailored specifically to your business.
Lower Interest Rates
SBA guarantee means lenders can offer rates significantly below market.
Longer Repayment Terms
Terms up to 25 years for real estate, 10 years for equipment and working capital.
Higher Loan Amounts
Access up to $5 million depending on the SBA program.
Multiple Use Cases
Use for working capital, equipment, real estate, refinancing, or acquisition.
Build Business Credit
Successful SBA loan repayment strengthens your business credit profile.
Expert Guidance
Our team navigates the SBA application process with you step by step.
Other Funding Solutions
We offer a full range of business funding products — find the one that fits your needs best.